Consumer Loan Disclosure

No Fee 

3.374%** Fixed Rate Equity Loan

With an Annual Percentage Rate of 3.369%


**Interest rate includes a .25% discount with an Auto Pay from a CSB checking account. For well qualified borrower with a minimum credit score of 740 and owner occupied, single family property with a maximum of 80% Loan to Value.  Minimum of $10,000 new money. Maximum term of 15 years (180 months). Other competitive rates and terms available. **Five years (60 monthly payments) of $363.24 at 3.374% (annual percentage rate 3.369%) for $20,000.00. * If the loan is paid off within three years (36 months), any third party costs ranging from $300.00 est. – $700.00 est. will be collected.  Subject to CSB underwriting standards.  Hazard insurance required, flood insurance may be required. Offer valid on applications dated on or after
02-21-17.  Rate and terms subject to change without notice.
Expires: 10/31/2017