Home Equity Special
Fixed Home Equity Term Loans!
*Subject to credit approval and $10,000 new money. The Annual Percentage Rates (APRs) listed assumes use of the bank’s optional automatic payment deduction plan from a Conneaut Savings Bank (CSB) checking or savings account. Add 0.25% to stated rates when an automatic deduction plan is not established from a CSB checking or savings account. Normal checking or savings account service charges apply. Please refer to specific checking or savings account disclosures for details. Rates/APRs provided assume a single family, owner occupied home. Loans above $200,000.00 secured by real estate pay title insurance premium. Typical loan payment examples are as follows: If you borrow $10,000 secured by an owner-occupied home, for 60 months at 3.746% APR, the monthly payment would be $183.33 Actual rates, APRs, fees, payment amounts and terms are based on loan to value (LTV), product, term, loan amount and credit qualifications biased on a minimum credit score of 740. Rates are subject to change without notice and are determined from those offered as of the date of application. Reimbursement of Lender Paid Costs: If you voluntarily prepay your loan in full and terminate your account within 36 months after you sign the Note, you will reimburse Conneaut Savings Bank for bona fide fees it paid to third parties on your behalf in connection with the opening of your account. These fees may include costs of appraisal, title, and flood zone determination. The fees are shown as itemized estimates on your Loan Estimate provided to you within three (3) days of your application, as final itemized amounts on your Closing Disclosure sent to you at the time of final loan approval and as itemized amounts in your Fixed Rate Note. This provision will not apply to the exercise of any applicable right to cancel or rescind under the federal Truth in Lending Act or Regulation Z, or if the term of the loan is 36 months or less. Consult your tax advisor regarding the deductibility of interest. Conneaut Savings Bank reserves the right to end this offer at its discretion. NMLS # 410319