Current Rates

Rates are accurate as of.
Rates Subject to Change Without Notice.

ProductAnnual RatesAPYCompounding FrequencyMinimum Deposit To Open
Regular NOW0.05%0.05%Quarterly$50
Super NOW
$1,000 & Up0.05%0.05%Monthly$1,000
$10.00 to $999.990.05%0.05%Monthly
Money Market Account
$100,000 and Up0.25%0.25%Monthly$1,000
$40,000 to $99,9990.25%0.25%Monthly
$20,000 to $39,9990.25%0.25%Monthly
$10,000 to 19,9990.20%0.20%Monthly
$1,000 to $9,9990.15%0.15%Monthly
$10 to $9990.10%0.10%Monthly
Statement Savings0.05%0.05%Quarterly$50
Regular Passbook0.10%0.10%Quarterly$10
Interest Plus Passbook0.15%0.15%Quarterly$1,000
Certificate of Deposit
3 Month0.10%0.10%Quarterly$1,000
6 Month0.10%0.10%Quarterly$1,000
12 Month0.20%0.20%Quarterly$1,000
18 Month0.25%0.25%Quarterly$1,000
24 Month0.30%0.30%Quarterly$1,000
36 Month0.40%0.40%Quarterly$1,000
48 Month0.60%0.60%Quarterly$1,000
60 Month1.05%1.05%Quarterly$1,000
Relationships Count Certificate of Deposit
Relationships Count CD 21 Month*
(Under $10,000)**
1.00%1.00%Quarterly$1,000
Relationships Count CD 21 Month*
(Over $10,000)**
1.24%1.25%Quarterly $10,000
Relationships Count CD 35 Month *
(Under $10,000)**
1.24%1.25%Quarterly $1,000
Relationships Count CD 35 Month *
(Over $10,000)**
1.49%1.50%Quarterly $10,000
Individual Retirement Accounts
IRA 6 Month0.10%0.10%Quarterly $50
IRA 10 Month0.10%0.10%Quarterly$1,000
IRA 18 Month 0.25%0.25%Quarterly $1,000
IRA 30 Month0.35%0.35%Quarterly$1,000
IRA 48 Month0.65%0.65%Quarterly$1,000
IRA 60 Month1.05%1.05%Quarterly$1,000
Substantial interest penalties for early withdrawal on a Certificate of Deposit.


The ANNUAL PERCENTAGE YIELD (APY), is the total amount of interest that is paid based on the interest rate and compounding frequency, annualized for a 365 day period, expressed as a percentage.

*All interest rates and annual percentage yields (APY) indicated are accurate today only and are subject to change without notice. Based on the balance tier range the opening deposit balance falls within for the term selected, the fixed interest rate for that range will be paid on the entire opening deposit balance.

**To qualify for a Conneaut Savings Bank (CSB) Relationships Count Certificate of Deposit, you must maintain a CSB checking account.

Rates and APYs are not available to deposit brokers.

A penalty will be imposed for early withdrawal.

Depositor insured by the FDIC.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met. All deposits that an account holder has in the same ownership category at the same bank are added together and insured up to the standard insurance amount.


 

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FDIC Deposit Insurance

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met. All deposits that an account holder has in the same ownership category at the same bank are added together and insured up to the standard insurance amount.

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